| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 15 · EIN 04-3516284 | Recordkeeping | $1,427,547 |
ALLIANCE PENSION CONSULTANTS, LLC10+ years Filed as: ALLIANT RETIREMENT SERVICES Service code 16 · EIN 33-0785439 | Consulting | $190,144 |
DARNALL SIKES & FREDERICK5 years Service code 10 · EIN 72-0738838 | Accounting | $38,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,136 | $73,283-45.2% | $155,556-74.2% | $106,553-62.3% |
| Participation rate | 36.7% | 73.3%-36.6pp | 78.2%-41.5pp | 69.8%-33.1pp |
| Annual return | 14.77% | 15.76%-1.0pp | 64.84%-50.1pp | 17.37%-2.6pp |
| Employer contribution / active EE | $449 | $2,241-80.0% | $4,675-90.4% | $3,359-86.6% |
| Participant deferral / active EE | $1,729 | $4,567-62.1% | $5,631-69.3% | $5,562-68.9% |
| Admin fee / account holder | $216 | $56+285.6% | $15,885-98.6% | $80+170.7% |