Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,584 | $48,327-5.7% | $67,575-32.5% | $80,935-43.7% |
| Participation rate | 68.8% | 66.4%+2.3pp | 72.9%-4.2pp | 67.7%+1.1pp |
| Annual return | 9.02% | 18.31%-9.3pp | 3528.98%-3520.0pp | 35.66%-26.6pp |
| Employer contribution / active EE | $2,160 | $2,022+6.8% | $2,736-21.0% | $2,757-21.6% |
| Participant deferral / active EE | $4,329 | $2,927+47.9% | $4,003+8.1% | $4,299+0.7% |
| Admin fee / account holder | $3,369 | $3,692-8.7% | $3,993-15.6% | $6,924-51.3% |