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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,915 | $166,020-31.4% | $164,866-30.9% | $145,959-22.0% |
| Participation rate | 30.0% | 82.0%-52.0pp | 78.6%-48.6pp | 80.3%-50.3pp |
| Annual return | 24.08% | 100.08%-76.0pp | 69.97%-45.9pp | 561.95%-537.9pp |
| Employer contribution / active EE | $2,330 | $5,275-55.8% | $4,343-46.4% | $4,661-50.0% |
| Participant deferral / active EE | $8,304 | $6,961+19.3% | $6,033+37.6% | $6,689+24.2% |
| Admin fee / account holder | $533 | $16,644-96.8% | $12,689-95.8% | $13,398-96.0% |