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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $760,047 | $183,516+314.2% | $155,534+388.7% | $145,884+421.0% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.12% | 61.43%-48.3pp | 64.92%-51.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,490 | $5,315-72.0% | $4,675-68.1% | $4,662-68.1% |
| Participant deferral / active EE | $8,275 | $6,467+28.0% | $5,630+47.0% | $6,690+23.7% |
| Admin fee / account holder | $39,963 | $19,293+107.1% | $15,900+151.3% | $13,392+198.4% |