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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,877 | $150,435-52.2% | $120,580-40.4% | $145,897-50.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 9.00% | 154.60%-145.6pp | 107.48%-98.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $9,293 | $4,352+113.5% | $3,469+167.9% | $4,663+99.3% |
| Participant deferral / active EE | $9,200 | $6,174+49.0% | $4,995+84.2% | $6,689+37.5% |
| Admin fee / account holder | $549 | $12,182-95.5% | $9,418-94.2% | $13,390-95.9% |