See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $30,653 |
MERRIL LYNCH4 years Filed as: MERILL LYNCH Service code 26 · EIN 13-5674085 150 N. COLLEGE STREET · CHARLOTTE, NC 28255 | Advisory (Participants) | $12,170 |
CBIZ RETIREMENT PLAN SERVICES8+ years Service code 49 · EIN 31-1582098 | Other Services | $5,257 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,782 | $44,960-22.6% | $84,966-59.1% | $74,495-53.3% |
| Participation rate | 42.4% | 49.4%-7.0pp | 67.5%-25.1pp | 67.2%-24.8pp |
| Annual return | 12.29% | 26.24%-13.9pp | 66.38%-54.1pp | 1364.94%-1352.6pp |
| Employer contribution / active EE | $346 | $1,457-76.2% | $2,727-87.3% | $2,623-86.8% |
| Participant deferral / active EE | $1,534 | $2,731-43.8% | $4,519-66.1% | $4,346-64.7% |
| Admin fee / account holder | $327 | $2,209-85.2% | $6,149-94.7% | $1,942-83.2% |