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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $758,289 | $76,407+892.4% | $150,298+404.5% | $82,448+819.7% |
| Participation rate | 96.0% | 66.4%+29.6pp | 77.8%+18.2pp | 68.1%+27.9pp |
| Annual return | 9.15% | 39.99%-30.8pp | 62.79%-53.6pp | 41.64%-32.5pp |
| Employer contribution / active EE | $12,548 | $2,614+380.0% | $4,154+202.1% | $2,551+391.9% |
| Participant deferral / active EE | $14,678 | $3,214+356.6% | $5,453+169.2% | $4,139+254.6% |
| Admin fee / account holder | $108,243 | $6,352+1604.1% | $14,116+666.8% | $7,234+1396.2% |