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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,459 | $86,938+27.1% | $102,423+7.8% | $80,925+36.5% |
| Participation rate | 90.0% | 72.4%+17.6pp | 76.5%+13.5pp | 67.7%+22.3pp |
| Annual return | 10.77% | 18.89%-8.1pp | 29.42%-18.7pp | 35.65%-24.9pp |
| Employer contribution / active EE | $2,199 | $2,369-7.2% | $3,023-27.3% | $2,756-20.2% |
| Participant deferral / active EE | $7,385 | $4,120+79.2% | $5,054+46.1% | $4,299+71.8% |
| Admin fee / account holder | $2,970 | $8,053-63.1% | $9,455-68.6% | $6,940-57.2% |