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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,327 | $183,592-59.0% | $155,567-51.6% | $145,959-48.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.11% | 61.24%-46.1pp | 64.74%-49.6pp | 561.95%-546.8pp |
| Employer contribution / active EE | $2,733 | $5,315-48.6% | $4,674-41.5% | $4,661-41.4% |
| Participant deferral / active EE | $5,810 | $6,464-10.1% | $5,628+3.2% | $6,689-13.1% |
| Admin fee / account holder | $4,548 | $19,318-76.5% | $15,916-71.4% | $13,398-66.1% |