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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,478 | $201,372-62.0% | $184,260-58.5% | $145,884-47.6% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 7.24% | 29.04%-21.8pp | 28.84%-21.6pp | 551.85%-544.6pp |
| Employer contribution / active EE | $1,719 | $7,024-75.5% | $6,427-73.3% | $4,662-63.1% |
| Participant deferral / active EE | $4,614 | $9,808-53.0% | $9,133-49.5% | $6,690-31.0% |
| Admin fee / account holder | $17,857 | $16,362+9.1% | $13,898+28.5% | $13,392+33.3% |