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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,682 | $111,878-16.3% | $93,7270% | $145,897-35.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.22% | 204.28%-196.1pp | 133.83%-125.6pp | 552.29%-544.1pp |
| Employer contribution / active EE | $8,206 | $3,092+165.4% | $2,421+238.9% | $4,663+76.0% |
| Participant deferral / active EE | $5,857 | $4,920+19.0% | $4,417+32.6% | $6,689-12.4% |
| Admin fee / account holder | $2,416 | $10,256-76.4% | $8,292-70.9% | $13,390-82.0% |