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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,883 | $112,729+83.5% | $98,716+109.6% | $137,256+50.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 12.89% | 38.48%-25.6pp | 31.81%-18.9pp | 220.34%-207.4pp |
| Employer contribution / active EE | $9,644 | $2,725+253.9% | $2,279+323.2% | $4,156+132.0% |
| Participant deferral / active EE | $14,771 | $4,640+218.3% | $4,048+264.9% | $6,407+130.6% |
| Admin fee / account holder | $8,780 | $10,129-13.3% | $8,703+0.9% | $12,270-28.4% |