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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,114 | $209,336+133.2% | $197,124+147.6% | $137,256+255.6% |
| Participation rate | 80.0% | 87.3%-7.3pp | 86.7%-6.7pp | 80.0%0pp |
| Annual return | 13.20% | 48.09%-34.9pp | 44.34%-31.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $3,991 | $6,591-39.4% | $6,227-35.9% | $4,156-4.0% |
| Participant deferral / active EE | $9,514 | $9,614-1.0% | $9,135+4.2% | $6,407+48.5% |
| Admin fee / account holder | $460 | $17,308-97.3% | $16,298-97.2% | $12,270-96.3% |