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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,854 | $126,519-63.8% | $106,201-56.8% | $145,959-68.6% |
| Participation rate | 95.7% | 77.7%+18.0pp | 75.3%+20.4pp | 80.3%+15.4pp |
| Annual return | 13.29% | 225.10%-211.8pp | 116.26%-103.0pp | 561.95%-548.7pp |
| Employer contribution / active EE | $1,015 | $3,726-72.8% | $3,170-68.0% | $4,661-78.2% |
| Participant deferral / active EE | $2,877 | $5,716-49.7% | $5,012-42.6% | $6,689-57.0% |
| Admin fee / account holder | $1,513 | $17,312-91.3% | $11,039-86.3% | $13,398-88.7% |