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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,544 | $108,911-82.1% | $100,392-80.5% | $145,884-86.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.18% | 58.23%-53.0pp | 49.45%-44.3pp | 551.85%-546.7pp |
| Employer contribution / active EE | $4,070 | $4,420-7.9% | $3,941+3.3% | $4,662-12.7% |
| Participant deferral / active EE | $1,018 | $8,459-88.0% | $8,090-87.4% | $6,690-84.8% |
| Admin fee / account holder | $4,264 | $9,698-56.0% | $7,904-46.1% | $13,392-68.2% |