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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,544 | $108,912-82.1% | $100,383-80.5% | $145,959-86.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.18% | 57.96%-52.8pp | 49.26%-44.1pp | 561.95%-556.8pp |
| Employer contribution / active EE | $4,070 | $4,423-8.0% | $3,944+3.2% | $4,661-12.7% |
| Participant deferral / active EE | $1,018 | $8,451-88.0% | $8,086-87.4% | $6,689-84.8% |
| Admin fee / account holder | $4,264 | $9,690-56.0% | $7,900-46.0% | $13,398-68.2% |