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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,407 | $178,174-10.5% | $156,181+2.1% | $137,256+16.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.26% | 84.19%-65.9pp | 64.87%-46.6pp | 220.34%-202.1pp |
| Employer contribution / active EE | $10,092 | $4,972+103.0% | $4,294+135.0% | $4,156+142.8% |
| Participant deferral / active EE | $9,310 | $6,888+35.2% | $6,132+51.8% | $6,407+45.3% |
| Admin fee / account holder | $1,353 | $17,404-92.2% | $14,586-90.7% | $12,270-89.0% |