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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,791 | $159,934-36.4% | $147,005-30.8% | $145,959-30.3% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 14.41% | 98.24%-83.8pp | 418.76%-404.4pp | 561.95%-547.5pp |
| Employer contribution / active EE | $2,920 | $5,287-44.8% | $4,934-40.8% | $4,661-37.4% |
| Participant deferral / active EE | $5,153 | $8,427-38.9% | $8,070-36.1% | $6,689-23.0% |
| Admin fee / account holder | $73,201 | $15,053+386.3% | $13,006+462.8% | $13,398+446.4% |