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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,056 | $30,437+143.3% | $56,033+32.2% | $74,459-0.5% |
| Participation rate | 15.5% | 32.9%-17.4pp | 52.5%-37.0pp | 67.2%-51.7pp |
| Annual return | 20.77% | 24.96%-4.2pp | 1711.38%-1690.6pp | 1369.70%-1348.9pp |
| Employer contribution / active EE | $211 | $610-65.4% | $1,041-79.7% | $2,626-92.0% |
| Participant deferral / active EE | $608 | $1,176-48.3% | $1,954-68.9% | $4,350-86.0% |
| Admin fee / account holder | $2,822 | $2,363+19.4% | $2,827-0.2% | $1,945+45.1% |