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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,056 | $34,932+112.0% | $56,441+31.2% | $74,546-0.7% |
| Participation rate | 15.5% | 32.9%-17.4pp | 52.5%-37.0pp | 67.2%-51.7pp |
| Annual return | 20.77% | 24.90%-4.1pp | 1704.21%-1683.4pp | 1366.03%-1345.3pp |
| Employer contribution / active EE | $211 | $608-65.3% | $1,039-79.7% | $2,624-92.0% |
| Participant deferral / active EE | $608 | $1,173-48.2% | $1,953-68.9% | $4,347-86.0% |
| Admin fee / account holder | $2,822 | $2,359+19.6% | $2,829-0.2% | $1,944+45.2% |