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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,393 | $210,908-24.4% | $153,643+3.7% | $145,884+9.3% |
| Participation rate | 90.0% | 82.1%+7.9pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 17.21% | 13.46%+3.7pp | 15.71%+1.5pp | 551.85%-534.6pp |
| Employer contribution / active EE | $1,702 | $6,055-71.9% | $5,039-66.2% | $4,662-63.5% |
| Participant deferral / active EE | $2,788 | $7,976-65.0% | $6,754-58.7% | $6,690-58.3% |
| Admin fee / account holder | $1,745 | $19,477-91.0% | $12,739-86.3% | $13,392-87.0% |