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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,550 | $117,829+3.2% | $102,423+18.7% | $145,877-16.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.69% | 31.83%-24.1pp | 29.42%-21.7pp | 551.28%-543.6pp |
| Employer contribution / active EE | $14,563 | $3,615+302.9% | $3,023+381.7% | $4,663+212.3% |
| Participant deferral / active EE | $10,131 | $5,732+76.7% | $5,054+100.4% | $6,691+51.4% |
| Admin fee / account holder | $98,114 | $13,335+635.7% | $9,455+937.7% | $13,402+632.1% |