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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,550 | $117,895+3.1% | $102,460+18.6% | $145,897-16.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.69% | 31.92%-24.2pp | 29.47%-21.8pp | 552.29%-544.6pp |
| Employer contribution / active EE | $14,563 | $3,619+302.4% | $3,025+381.4% | $4,663+212.3% |
| Participant deferral / active EE | $10,131 | $5,736+76.6% | $5,056+100.4% | $6,689+51.5% |
| Admin fee / account holder | $98,114 | $13,353+634.8% | $9,460+937.1% | $13,390+632.7% |