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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,330 | $117,895-49.7% | $102,460-42.1% | $145,897-59.3% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 10.62% | 31.92%-21.3pp | 29.47%-18.9pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,803 | $3,619-50.2% | $3,025-40.4% | $4,663-61.3% |
| Participant deferral / active EE | $3,202 | $5,736-44.2% | $5,056-36.7% | $6,689-52.1% |
| Admin fee / account holder | $16,563 | $13,353+24.0% | $9,460+75.1% | $13,390+23.7% |