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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,348 | $154,228+15.0% | $145,433+21.9% | $137,256+29.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.12% | 74.59%-58.5pp | 66.58%-50.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,690 | $4,804-44.0% | $4,554-40.9% | $4,156-35.3% |
| Participant deferral / active EE | $12,130 | $8,216+47.6% | $7,897+53.6% | $6,407+89.3% |
| Admin fee / account holder | $378 | $14,344-97.4% | $13,129-97.1% | $12,270-96.9% |