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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,348 | $196,972-10.0% | $182,262-2.7% | $198,609-10.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.12% | 158.27%-142.2pp | 140.60%-124.5pp | 202.70%-186.6pp |
| Employer contribution / active EE | $2,690 | $5,364-49.9% | $5,046-46.7% | $5,055-46.8% |
| Participant deferral / active EE | $12,130 | $8,643+40.4% | $8,276+46.6% | $6,977+73.9% |
| Admin fee / account holder | $378 | $18,429-97.9% | $16,712-97.7% | $19,030-98.0% |