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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,201 | $185,141-81.5% | $153,416-77.7% | $155,188-78.0% |
| Participation rate | 92.9% | 79.9%+12.9pp | 74.3%+18.5pp | 80.8%+12.1pp |
| Annual return | 10.02% | 18.72%-8.7pp | 17.84%-7.8pp | 148.84%-138.8pp |
| Employer contribution / active EE | $1,429 | $4,489-68.2% | $3,764-62.0% | $4,248-66.4% |
| Participant deferral / active EE | $1,349 | $5,477-75.4% | $4,723-71.4% | $6,531-79.3% |
| Admin fee / account holder | $3,216 | $16,005-79.9% | $13,095-75.4% | $14,480-77.8% |