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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,294 | $181,062-72.8% | $158,223-68.8% | $155,188-68.2% |
| Participation rate | 65.2% | 82.7%-17.4pp | 79.2%-14.0pp | 80.8%-15.6pp |
| Annual return | 10.16% | 57.39%-47.2pp | 52.09%-41.9pp | 148.84%-138.7pp |
| Employer contribution / active EE | $1,428 | $4,565-68.7% | $4,109-65.2% | $4,248-66.4% |
| Participant deferral / active EE | $3,414 | $6,134-44.3% | $5,467-37.6% | $6,531-47.7% |
| Admin fee / account holder | $49,388 | $18,825+162.4% | $16,047+207.8% | $14,480+241.1% |