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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,825 | $183,592+127.6% | $155,574+168.6% | $145,877+186.4% |
| Participation rate | 91.3% | 82.7%+8.6pp | 78.2%+13.1pp | 80.3%+11.0pp |
| Annual return | 16.01% | 61.37%-45.4pp | 64.87%-48.9pp | 551.28%-535.3pp |
| Employer contribution / active EE | $8,160 | $5,317+53.5% | $4,676+74.5% | $4,663+75.0% |
| Participant deferral / active EE | $4,827 | $6,466-25.3% | $5,629-14.3% | $6,691-27.9% |
| Admin fee / account holder | $13,285 | $19,316-31.2% | $15,914-16.5% | $13,402-0.9% |