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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,182 | $96,731-48.1% | $123,973-59.5% | $86,983-42.3% |
| Participation rate | 84.1% | 70.0%+14.1pp | 76.7%+7.4pp | 69.5%+14.5pp |
| Annual return | 26.75% | 17.33%+9.4pp | 388.13%-361.4pp | 25.83%+0.9pp |
| Employer contribution / active EE | $2,372 | $3,297-28.1% | $4,126-42.5% | $2,584-8.2% |
| Participant deferral / active EE | $4,568 | $4,152+10.0% | $5,247-12.9% | $4,194+8.9% |
| Admin fee / account holder | $5,741 | $8,722-34.2% | $11,799-51.3% | $7,856-26.9% |