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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,182 | $89,259-43.8% | $107,187-53.2% | $82,637-39.3% |
| Participation rate | 84.1% | 67.9%+16.2pp | 75.0%+9.1pp | 68.1%+16.0pp |
| Annual return | 26.75% | 21.02%+5.7pp | 204.55%-177.8pp | 53.51%-26.8pp |
| Employer contribution / active EE | $2,372 | $3,080-23.0% | $3,782-37.3% | $2,552-7.1% |
| Participant deferral / active EE | $4,568 | $4,037+13.1% | $5,096-10.4% | $4,126+10.7% |
| Admin fee / account holder | $5,741 | $7,381-22.2% | $9,162-37.3% | $7,339-21.8% |