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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,360 | $95,453-24.2% | $112,040-35.4% | $82,448-12.2% |
| Participation rate | 76.1% | 72.8%+3.3pp | 76.5%-0.4pp | 68.1%+8.0pp |
| Annual return | 13.61% | 23.92%-10.3pp | 24.52%-10.9pp | 41.64%-28.0pp |
| Employer contribution / active EE | $1,496 | $2,318-35.4% | $2,954-49.3% | $2,551-41.3% |
| Participant deferral / active EE | $3,096 | $4,224-26.7% | $5,098-39.3% | $4,139-25.2% |
| Admin fee / account holder | $1,410 | $9,013-84.4% | $12,098-88.3% | $7,234-80.5% |