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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,376 | $86,330+0.1% | $121,871-29.1% | $94,015-8.1% |
| Participation rate | 52.0% | 66.7%-14.7pp | 73.2%-21.2pp | 70.8%-18.8pp |
| Annual return | 13.62% | 14.95%-1.3pp | 13.57%+0.1pp | 17.84%-4.2pp |
| Employer contribution / active EE | $1,366 | $2,292-40.4% | $2,731-50.0% | $2,790-51.1% |
| Participant deferral / active EE | $2,477 | $3,146-21.3% | $4,318-42.6% | $4,249-41.7% |
| Admin fee / account holder | $2,973 | $7,346-59.5% | $11,551-74.3% | $8,951-66.8% |