Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,484 | $55,902-16.8% | $76,030-38.9% | $80,959-42.6% |
| Participation rate | 40.6% | 62.1%-21.4pp | 69.1%-28.4pp | 67.7%-27.0pp |
| Annual return | 8.00% | 20.59%-12.6pp | 361.54%-353.5pp | 35.67%-27.7pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $777 | $3,051-74.5% | $4,257-81.7% | $4,300-81.9% |
| Admin fee / account holder | $8,862 | $5,239+69.1% | $6,421+38.0% | $6,925+28.0% |