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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,276 | $111,535+39.2% | $105,223+47.6% | $137,256+13.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 22.95% | 237.85%-214.9pp | 180.65%-157.7pp | 220.34%-197.4pp |
| Employer contribution / active EE | $1,796 | $3,939-54.4% | $3,689-51.3% | $4,156-56.8% |
| Participant deferral / active EE | $6,927 | $5,500+26.0% | $5,072+36.6% | $6,407+8.1% |
| Admin fee / account holder | $3,811 | $9,721-60.8% | $8,859-57.0% | $12,270-68.9% |