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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,739 | $88,710+92.5% | $81,783+108.8% | $145,959+17.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.86% | 1027.26%-1020.4pp | 775.05%-768.2pp | 561.95%-555.1pp |
| Employer contribution / active EE | $15,443 | $3,083+400.9% | $2,913+430.2% | $4,661+231.3% |
| Participant deferral / active EE | $600 | $4,645-87.1% | $4,320-86.1% | $6,689-91.0% |
| Admin fee / account holder | $3,123 | $8,407-62.9% | $7,380-57.7% | $13,398-76.7% |