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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,105 | $45,343+3.9% | $150,298-68.7% | $67,986-30.7% |
| Participation rate | 64.0% | 51.9%+12.1pp | 77.8%-13.8pp | 57.2%+6.8pp |
| Annual return | 16.16% | 33.28%-17.1pp | 62.79%-46.6pp | 31.67%-15.5pp |
| Employer contribution / active EE | $748 | $1,462-48.8% | $4,154-82.0% | $2,019-63.0% |
| Participant deferral / active EE | $2,451 | $2,055+19.3% | $5,453-55.1% | $3,358-27.0% |
| Admin fee / account holder | $3,059 | $2,250+35.9% | $14,116-78.3% | $3,203-4.5% |