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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,105 | $43,496+8.3% | $161,489-70.8% | $64,340-26.8% |
| Participation rate | 64.0% | 53.5%+10.5pp | 78.7%-14.7pp | 55.2%+8.8pp |
| Annual return | 16.16% | 20.76%-4.6pp | 89.72%-73.6pp | 24.14%-8.0pp |
| Employer contribution / active EE | $748 | $1,431-47.7% | $4,268-82.5% | $1,862-59.8% |
| Participant deferral / active EE | $2,451 | $1,996+22.8% | $5,630-56.5% | $2,980-17.8% |
| Admin fee / account holder | $3,059 | $2,330+31.2% | $16,006-80.9% | $3,703-17.4% |