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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,448 | $112,729-68.6% | $98,716-64.1% | $137,256-74.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 22.89% | 38.48%-15.6pp | 31.81%-8.9pp | 220.34%-197.4pp |
| Employer contribution / active EE | $1,370 | $2,725-49.7% | $2,279-39.9% | $4,156-67.0% |
| Participant deferral / active EE | $3,796 | $4,640-18.2% | $4,048-6.2% | $6,407-40.7% |
| Admin fee / account holder | $603 | $10,129-94.1% | $8,703-93.1% | $12,270-95.1% |