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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,448 | $124,980-71.6% | $108,359-67.3% | $154,746-77.1% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 22.89% | 45.00%-22.1pp | 36.89%-14.0pp | 172.34%-149.4pp |
| Employer contribution / active EE | $1,370 | $2,851-51.9% | $2,399-42.9% | $4,379-68.7% |
| Participant deferral / active EE | $3,796 | $4,743-20.0% | $4,137-8.2% | $6,730-43.6% |
| Admin fee / account holder | $603 | $11,502-94.8% | $9,741-93.8% | $14,365-95.8% |