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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,448 | $156,616-77.4% | $133,346-73.4% | $198,609-82.2% |
| Participation rate | 60.0% | 77.7%-17.7pp | 72.8%-12.8pp | 82.4%-22.4pp |
| Annual return | 22.89% | 44.25%-21.4pp | 36.85%-14.0pp | 202.70%-179.8pp |
| Employer contribution / active EE | $1,370 | $3,368-59.3% | $2,853-52.0% | $5,055-72.9% |
| Participant deferral / active EE | $3,796 | $4,920-22.8% | $4,332-12.4% | $6,977-45.6% |
| Admin fee / account holder | $603 | $17,468-96.6% | $14,264-95.8% | $19,030-96.8% |