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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $10,357 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$131,887 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,582 | $92,076+123.3% | $105,608+94.7% | $77,714+164.5% |
| Participation rate | 95.1% | 81.0%+14.1pp | 75.3%+19.8pp | 70.6%+24.5pp |
| Annual return | 11.56% | 17.84%-6.3pp | 116.50%-104.9pp | 31.26%-19.7pp |
| Employer contribution / active EE | $9,003 | $3,370+167.1% | $3,167+184.3% | $2,727+230.2% |
| Participant deferral / active EE | $13,642 | $5,390+153.1% | $5,010+172.3% | $4,649+193.4% |
| Admin fee / account holder | -$116 | $219-152.9% | $11,028-101.1% | $433-126.7% |