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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,303 | $88,710-52.3% | $81,783-48.3% | $145,959-71.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 11.92% | 1027.26%-1015.3pp | 775.05%-763.1pp | 561.95%-550.0pp |
| Employer contribution / active EE | $2,826 | $3,083-8.4% | $2,913-3.0% | $4,661-39.4% |
| Participant deferral / active EE | $3,450 | $4,645-25.7% | $4,320-20.1% | $6,689-48.4% |
| Admin fee / account holder | $4,698 | $8,407-44.1% | $7,380-36.3% | $13,398-64.9% |