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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,406 | $209,336-7.6% | $197,124-1.9% | $137,256+40.9% |
| Participation rate | 66.7% | 87.3%-20.6pp | 86.7%-20.0pp | 80.0%-13.3pp |
| Annual return | 13.67% | 48.09%-34.4pp | 44.34%-30.7pp | 220.34%-206.7pp |
| Employer contribution / active EE | $8,555 | $6,591+29.8% | $6,227+37.4% | $4,156+105.9% |
| Participant deferral / active EE | $4,168 | $9,614-56.7% | $9,135-54.4% | $6,407-34.9% |
| Admin fee / account holder | $2,198 | $17,308-87.3% | $16,298-86.5% | $12,270-82.1% |