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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,406 | $223,823-13.6% | $211,142-8.4% | $154,746+25.0% |
| Participation rate | 66.7% | 87.9%-21.2pp | 87.3%-20.6pp | 80.7%-14.0pp |
| Annual return | 13.67% | 50.39%-36.7pp | 46.84%-33.2pp | 172.34%-158.7pp |
| Employer contribution / active EE | $8,555 | $6,787+26.1% | $6,442+32.8% | $4,379+95.4% |
| Participant deferral / active EE | $4,168 | $9,750-57.3% | $9,284-55.1% | $6,730-38.1% |
| Admin fee / account holder | $2,198 | $19,707-88.8% | $19,076-88.5% | $14,365-84.7% |