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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,541 | $72,071+70.0% | $68,368+79.2% | $137,256-10.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.61% | 353.14%-336.5pp | 292.57%-276.0pp | 220.34%-203.7pp |
| Employer contribution / active EE | $8,471 | $2,788+203.8% | $2,649+219.8% | $4,156+103.8% |
| Participant deferral / active EE | $8,191 | $4,410+85.7% | $4,123+98.7% | $6,407+27.8% |
| Admin fee / account holder | $854 | $5,336-84.0% | $5,150-83.4% | $12,270-93.0% |