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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,007 | $98,652+230.5% | $142,942+128.1% | $82,448+295.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 14.84% | 22.65%-7.8pp | 113.70%-98.9pp | 41.64%-26.8pp |
| Employer contribution / active EE | $2,612 | $3,211-18.6% | $4,139-36.9% | $2,551+2.4% |
| Participant deferral / active EE | $7,851 | $5,580+40.7% | $7,128+10.1% | $4,139+89.7% |
| Admin fee / account holder | $6,186 | $8,078-23.4% | $12,475-50.4% | $7,234-14.5% |