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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,778 | $117,846-73.9% | $102,434-70.0% | $145,884-78.9% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 9.27% | 31.90%-22.6pp | 29.46%-20.2pp | 551.85%-542.6pp |
| Employer contribution / active EE | $2,575 | $3,615-28.8% | $3,023-14.8% | $4,662-44.8% |
| Participant deferral / active EE | $5,683 | $5,733-0.9% | $5,055+12.4% | $6,690-15.1% |
| Admin fee / account holder | $97 | $13,356-99.3% | $9,462-99.0% | $13,392-99.3% |