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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,469 | $172,111-97.4% | $150,298-97.0% | $137,256-96.7% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 19.59% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,269 | $4,636-72.6% | $4,154-69.4% | $4,156-69.5% |
| Participant deferral / active EE | $2,047 | $6,166-66.8% | $5,453-62.5% | $6,407-68.0% |
| Admin fee / account holder | $990 | $16,471-94.0% | $14,116-93.0% | $12,270-91.9% |