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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,469 | $185,312-97.6% | $161,489-97.2% | $154,746-97.1% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 19.59% | 103.84%-84.2pp | 89.72%-70.1pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,269 | $4,769-73.4% | $4,268-70.3% | $4,379-71.0% |
| Participant deferral / active EE | $2,047 | $6,350-67.8% | $5,630-63.6% | $6,730-69.6% |
| Admin fee / account holder | $990 | $18,654-94.7% | $16,006-93.8% | $14,365-93.1% |