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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,514 | $183,627-80.7% | $155,602-77.2% | $145,978-75.7% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 15.10% | 61.32%-46.2pp | 64.81%-49.7pp | 550.52%-535.4pp |
| Employer contribution / active EE | $2,617 | $5,316-50.8% | $4,675-44.0% | $4,662-43.9% |
| Participant deferral / active EE | $4,884 | $6,466-24.5% | $5,629-13.2% | $6,690-27.0% |
| Admin fee / account holder | $711 | $19,327-96.3% | $15,923-95.5% | $13,400-94.7% |