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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,192 | $57,140-85.7% | $85,240-90.4% | $80,959-89.9% |
| Participation rate | 95.0% | 56.4%+38.6pp | 67.5%+27.5pp | 67.7%+27.3pp |
| Annual return | 16.21% | 21.71%-5.5pp | 66.75%-50.5pp | 35.67%-19.5pp |
| Employer contribution / active EE | $2,505 | $1,802+39.0% | $2,735-8.4% | $2,757-9.2% |
| Participant deferral / active EE | $2,420 | $3,115-22.3% | $4,527-46.5% | $4,300-43.7% |
| Admin fee / account holder | $523 | $4,992-89.5% | $6,165-91.5% | $6,925-92.4% |