Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,996 | $57,140-23.0% | $85,240-48.4% | $80,959-45.7% |
| Participation rate | 59.1% | 56.4%+2.7pp | 67.5%-8.4pp | 67.7%-8.6pp |
| Annual return | 15.68% | 21.71%-6.0pp | 66.75%-51.1pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,979 | $1,802+9.8% | $2,735-27.7% | $2,757-28.2% |
| Participant deferral / active EE | $3,252 | $3,115+4.4% | $4,527-28.2% | $4,300-24.4% |
| Admin fee / account holder | $1,350 | $4,992-73.0% | $6,165-78.1% | $6,925-80.5% |