Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,996 | $57,073-22.9% | $85,126-48.3% | $80,925-45.6% |
| Participation rate | 59.1% | 56.4%+2.7pp | 67.5%-8.4pp | 67.7%-8.6pp |
| Annual return | 15.68% | 21.69%-6.0pp | 66.63%-51.0pp | 35.65%-20.0pp |
| Employer contribution / active EE | $1,979 | $1,801+9.9% | $2,731-27.5% | $2,756-28.2% |
| Participant deferral / active EE | $3,252 | $3,113+4.5% | $4,523-28.1% | $4,299-24.3% |
| Admin fee / account holder | $1,350 | $4,988-72.9% | $6,160-78.1% | $6,940-80.6% |