Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,996 | $57,061-22.9% | $85,063-48.3% | $80,911-45.6% |
| Participation rate | 59.1% | 56.3%+2.7pp | 67.5%-8.4pp | 67.6%-8.6pp |
| Annual return | 15.68% | 21.66%-6.0pp | 66.54%-50.9pp | 35.63%-19.9pp |
| Employer contribution / active EE | $1,979 | $1,799+10.0% | $2,727-27.4% | $2,756-28.2% |
| Participant deferral / active EE | $3,252 | $3,110+4.6% | $4,523-28.1% | $4,297-24.3% |
| Admin fee / account holder | $1,350 | $4,986-72.9% | $6,155-78.1% | $6,935-80.5% |