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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,666 | $108,897+133.9% | $100,378+153.7% | $145,877+74.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.14% | 58.17%-40.0pp | 49.41%-31.3pp | 551.28%-533.1pp |
| Employer contribution / active EE | $8,700 | $4,420+96.8% | $3,942+120.7% | $4,663+86.6% |
| Participant deferral / active EE | $16,612 | $8,455+96.5% | $8,087+105.4% | $6,691+148.3% |
| Admin fee / account holder | $9,003 | $9,690-7.1% | $7,899+14.0% | $13,402-32.8% |