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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,576 | $174,379-13.1% | $152,093-0.3% | $138,895+9.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 9.32% | 74.86%-65.5pp | 66.36%-57.0pp | 145.39%-136.1pp |
| Employer contribution / active EE | $2,380 | $4,652-48.8% | $4,175-43.0% | $4,194-43.3% |
| Participant deferral / active EE | $8,744 | $6,159+42.0% | $5,451+60.4% | $6,396+36.7% |
| Admin fee / account holder | $2,468 | $16,880-85.4% | $14,497-83.0% | $12,562-80.4% |