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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,931 | $183,539-29.2% | $155,556-16.5% | $145,897-10.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.70% | 61.31%-50.6pp | 64.84%-54.1pp | 552.29%-541.6pp |
| Employer contribution / active EE | $978 | $5,315-81.6% | $4,675-79.1% | $4,663-79.0% |
| Participant deferral / active EE | $4,792 | $6,467-25.9% | $5,631-14.9% | $6,689-28.4% |
| Admin fee / account holder | $1,287 | $19,275-93.3% | $15,885-91.9% | $13,390-90.4% |