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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,989 | $110,337-62.9% | $102,383-60.0% | $145,877-71.9% |
| Participation rate | 84.6% | 77.9%+6.7pp | 74.5%+10.1pp | 80.3%+4.3pp |
| Annual return | 9.35% | 24.83%-15.5pp | 24.94%-15.6pp | 551.28%-541.9pp |
| Employer contribution / active EE | $2,369 | $4,216-43.8% | $3,870-38.8% | $4,663-49.2% |
| Participant deferral / active EE | $6,980 | $5,621+24.2% | $5,060+38.0% | $6,691+4.3% |
| Admin fee / account holder | $677 | $9,750-93.1% | $8,391-91.9% | $13,402-95.0% |