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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,989 | $110,410-62.9% | $102,437-60.0% | $145,897-71.9% |
| Participation rate | 84.6% | 77.9%+6.7pp | 74.5%+10.1pp | 80.3%+4.3pp |
| Annual return | 9.35% | 24.85%-15.5pp | 24.95%-15.6pp | 552.29%-542.9pp |
| Employer contribution / active EE | $2,369 | $4,217-43.8% | $3,871-38.8% | $4,663-49.2% |
| Participant deferral / active EE | $6,980 | $5,622+24.2% | $5,060+38.0% | $6,689+4.4% |
| Admin fee / account holder | $677 | $9,745-93.1% | $8,388-91.9% | $13,390-94.9% |