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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,668 | $117,895-24.8% | $102,460-13.5% | $145,897-39.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.13% | 31.92%-16.8pp | 29.47%-14.3pp | 552.29%-537.2pp |
| Employer contribution / active EE | $10,340 | $3,619+185.7% | $3,025+241.8% | $4,663+121.8% |
| Participant deferral / active EE | $6,652 | $5,736+16.0% | $5,056+31.6% | $6,689-0.6% |
| Admin fee / account holder | $6,015 | $13,353-55.0% | $9,460-36.4% | $13,390-55.1% |