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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,470 | $154,228-87.4% | $145,433-86.6% | $137,256-85.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 6.41% | 74.59%-68.2pp | 66.58%-60.2pp | 220.34%-213.9pp |
| Employer contribution / active EE | $2,509 | $4,804-47.8% | $4,554-44.9% | $4,156-39.6% |
| Participant deferral / active EE | $19,925 | $8,216+142.5% | $7,897+152.3% | $6,407+211.0% |
| Admin fee / account holder | $33,867 | $14,344+136.1% | $13,129+158.0% | $12,270+176.0% |