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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,434 | $89,259-61.4% | $107,187-67.9% | $82,637-58.3% |
| Participation rate | 71.9% | 67.9%+4.0pp | 75.0%-3.1pp | 68.1%+3.9pp |
| Annual return | 19.82% | 21.02%-1.2pp | 204.55%-184.7pp | 53.51%-33.7pp |
| Employer contribution / active EE | $1,571 | $3,080-49.0% | $3,782-58.5% | $2,552-38.4% |
| Participant deferral / active EE | $3,964 | $4,037-1.8% | $5,096-22.2% | $4,126-3.9% |
| Admin fee / account holder | $3,991 | $7,381-45.9% | $9,162-56.4% | $7,339-45.6% |