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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,060 | $174,379+38.2% | $152,093+58.5% | $138,895+73.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.02% | 74.86%-57.8pp | 66.36%-49.3pp | 145.39%-128.4pp |
| Employer contribution / active EE | $6,569 | $4,652+41.2% | $4,175+57.3% | $4,194+56.6% |
| Participant deferral / active EE | $5,513 | $6,159-10.5% | $5,451+1.1% | $6,396-13.8% |
| Admin fee / account holder | $1,928 | $16,880-88.6% | $14,497-86.7% | $12,562-84.7% |