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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,251 | $102,422-50.9% | $147,117-65.8% | $80,959-37.9% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.7%+14.7pp |
| Annual return | 19.33% | 135.16%-115.8pp | 420.54%-401.2pp | 35.67%-16.3pp |
| Employer contribution / active EE | $4,834 | $3,717+30.0% | $4,932-2.0% | $2,757+75.3% |
| Participant deferral / active EE | $8,559 | $6,652+28.7% | $8,065+6.1% | $4,300+99.0% |
| Admin fee / account holder | $2,913 | $7,953-63.4% | $12,993-77.6% | $6,925-57.9% |