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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,251 | $102,429-50.9% | $147,096-65.8% | $80,925-37.9% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.7%+14.7pp |
| Annual return | 19.33% | 135.02%-115.7pp | 419.75%-400.4pp | 35.65%-16.3pp |
| Employer contribution / active EE | $4,834 | $3,716+30.1% | $4,936-2.1% | $2,756+75.4% |
| Participant deferral / active EE | $8,559 | $6,649+28.7% | $8,071+6.0% | $4,299+99.1% |
| Admin fee / account holder | $2,913 | $7,957-63.4% | $13,005-77.6% | $6,940-58.0% |